:root {
    --navy: #073b70;
    --navy-deep: #062c52;
    --blue: #0867a9;
    --cyan: #29b8d4;
    --gold: #e4ad56;
    --ink: #172d42;
    --muted: #637487;
    --pale: #f3f7fa;
    --line: #dfe7ee
}

* {
    box-sizing: border-box
}

html {
    scroll-behavior: smooth
}

body {
    font-family: Inter, "Segoe UI", Arial, sans-serif;
    color: var(--ink);
    margin: 0
}

.demo-notice {
    background: #fff1d9;
    color: #704b10;
    text-align: center;
    padding: 9px 14px;
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .045em
}

.topbar {
    background: #062d52;
    color: #d9e6f0;
    font-size: .78rem;
    padding: 10px 0
}

.topbar a,
.topbar span {
    color: inherit;
    text-decoration: none
}

.topbar a:hover {
    color: white
}

.main-nav {
    background: #fff;
    box-shadow: 0 3px 18px #062d5210;
    padding: 15px 0;
    z-index: 100
}

.navbar-brand {
    color: var(--navy);
    font-weight: 800;
    letter-spacing: -.03em
}

.brand-mark {
    width: 42px;
    height: 42px;
    background: var(--navy);
    color: #fff;
    display: grid;
    place-items: center;
    border-radius: 12px;
    font-size: 1.35rem
}

.brand-text {
    font-size: 1.15rem;
    line-height: 1.05
}

.brand-text small {
    display: block;
    color: #a56d19;
    font-size: .55rem;
    letter-spacing: .11em;
    margin-top: 5px
}

.navbar-nav {
    gap: 5px
}

.nav-link {
    font-size: .91rem;
    font-weight: 650;
    color: #294258 !important;
    padding: .7rem .8rem !important
}

.nav-link:hover,
.nav-link.active {
    color: var(--blue) !important
}

.dropdown-menu {
    border: 1px solid var(--line);
    border-radius: 12px;
    box-shadow: 0 15px 35px #0b2f4f18;
    padding: 8px;
    min-width: 220px
}

.dropdown-item {
    padding: 10px 12px;
    border-radius: 7px;
    font-size: .9rem
}

.dropdown-item:hover {
    background: #edf5fa;
    color: var(--navy)
}

.btn-bank {
    background: var(--navy);
    border: 1px solid var(--navy);
    color: white;
    border-radius: 7px;
    padding: 12px 18px;
    font-weight: 700
}

.btn-bank:hover {
    background: #0b5793;
    color: white
}

.hero {
    position: relative;
    color: white;
    background: linear-gradient(105deg, rgba(4, 35, 67, .97), rgba(5, 56, 99, .87) 54%, rgba(6, 62, 103, .52)), url('https://images.unsplash.com/photo-1480714378408-67cf0d13bc1b?auto=format&fit=crop&w=2000&q=85') center/cover;
    overflow: hidden
}

.hero:after {
    content: "";
    position: absolute;
    right: -150px;
    top: -190px;
    width: 660px;
    height: 660px;
    border: 1px solid #ffffff20;
    border-radius: 50%;
    box-shadow: 0 0 0 70px #ffffff08, 0 0 0 140px #ffffff05;
    pointer-events: none
}

.hero-content {
    position: relative;
    z-index: 2
}

.min-vh-hero {
    min-height: 590px;
    padding-top: 70px;
    padding-bottom: 90px
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: #e8bf79;
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .16em
}

.eyebrow span {
    width: 24px;
    height: 2px;
    background: var(--gold)
}

.eyebrow.dark {
    color: #a36e20
}

.hero h1 {
    font-size: clamp(3.1rem, 6vw, 5.35rem);
    font-weight: 750;
    letter-spacing: -.065em;
    line-height: 1.02;
    margin: 22px 0
}

.hero h1 em,
.section-heading h2 em,
.feature-section h2 em,
.digital-copy h2 em,
.cta-strip h2 em,
.page-hero h1 em {
    font-family: Georgia, serif;
    font-weight: 400;
    color: #eac27d
}

.hero-lead {
    max-width: 590px;
    color: #d6e2ed;
    font-size: 1.12rem;
    line-height: 1.8
}

.hero-small {
    font-size: .78rem;
    color: #d3e0ea
}

.hero-card {
    position: relative;
    min-height: 380px;
    max-width: 360px;
    margin: 35px auto 0;
    padding: 30px;
    background: linear-gradient(145deg, #fdfefe, #eaf2f7);
    border-radius: 20px;
    color: var(--navy);
    overflow: hidden;
    box-shadow: 0 30px 65px #001b3450
}

.hero-card-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: .65rem;
    font-weight: 800;
    letter-spacing: .12em
}

.hero-card-top i {
    font-size: 1.2rem;
    color: #b7853d
}

.hero-card h3 {
    position: relative;
    z-index: 2;
    margin-top: 35px;
    font-size: 2.2rem;
    letter-spacing: -.05em;
    font-weight: 750
}

.hero-card p {
    position: relative;
    z-index: 2;
    color: #63778a;
    max-width: 220px;
    line-height: 1.6
}

.hero-card a {
    position: relative;
    z-index: 2;
    color: var(--blue);
    font-weight: 750;
    text-decoration: none;
    font-size: .88rem
}

.hero-card-icon {
    position: relative;
    z-index: 2;
    margin-top: 30px;
    width: 56px;
    height: 56px;
    background: var(--navy);
    color: white;
    border-radius: 16px;
    display: grid;
    place-items: center;
    font-size: 1.55rem
}

.orbit {
    position: absolute;
    border: 1px solid #0d61901c;
    border-radius: 50%;
    width: 270px;
    height: 270px;
    right: -85px;
    top: 90px
}

.orbit-two {
    width: 205px;
    height: 205px;
    right: -52px;
    top: 123px
}

.decor-dot {
    position: absolute;
    border-radius: 50%;
    background: var(--gold);
    width: 10px;
    height: 10px
}

.dot-a {
    top: 110px;
    right: 58px
}

.dot-b {
    top: 220px;
    right: 35px;
    width: 6px;
    height: 6px;
    background: var(--cyan)
}

.hero-bottom {
    position: absolute;
    z-index: 3;
    bottom: 0;
    width: 100%;
    background: #062b4e9c;
    padding: 15px 0;
    color: #e2edf5;
    font-size: .75rem
}

.section-pad {
    padding: 92px 0
}

.section-heading h2,
.feature-section h2,
.products-section h2 {
    font-size: clamp(2.2rem, 4vw, 3.5rem);
    letter-spacing: -.055em;
    font-weight: 750;
    margin: 13px 0
}

.section-heading h2 em,
.feature-section h2 em,
.products-section h2 em {
    color: var(--blue);
    font-family: Georgia, serif;
    font-weight: 400
}

.section-heading p {
    color: var(--muted);
    max-width: 650px;
    margin: 0 auto;
    line-height: 1.7
}

.quick-links {
    background: #fff
}

.quick-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 205px;
    padding: 25px;
    border: 1px solid var(--line);
    border-radius: 13px;
    color: var(--ink);
    text-decoration: none;
    transition: .25s;
    height: 100%
}

.quick-card:hover {
    transform: translateY(-5px);
    border-color: #a8c8dc;
    box-shadow: 0 18px 35px #073b7010;
    color: var(--navy)
}

.quick-icon {
    width: 47px;
    height: 47px;
    border-radius: 12px;
    background: #eaf4fa;
    color: var(--blue);
    display: grid;
    place-items: center;
    font-size: 1.4rem;
    margin-bottom: 25px
}

.quick-card strong {
    font-size: 1rem
}

.quick-card>span:not(.quick-icon) {
    font-size: .81rem;
    color: var(--muted);
    margin-top: 7px
}

.card-arrow {
    position: absolute;
    right: 22px;
    top: 25px;
    color: #93a6b7
}

.feature-section {
    background: var(--pale);
    overflow: hidden
}

.feature-art {
    position: relative;
    min-height: 460px;
    background: linear-gradient(145deg, #d7e8f0, #eef4f7);
    border-radius: 22px;
    overflow: hidden
}

.art-sun {
    position: absolute;
    right: 50px;
    top: 45px;
    width: 170px;
    height: 170px;
    border-radius: 50%;
    background: #e8bd72
}

.art-circle {
    position: absolute;
    left: -90px;
    bottom: -160px;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    background: var(--navy)
}

.art-line {
    position: absolute;
    left: 0;
    right: 0;
    bottom: 70px;
    height: 1px;
    background: #ffffff80;
    transform: rotate(-16deg)
}

.art-panel {
    position: absolute;
    top: 80px;
    left: 50px;
    width: min(320px, 75%);
    padding: 25px;
    background: #ffffffeb;
    border: 1px solid #fff;
    border-radius: 14px;
    box-shadow: 0 25px 50px #173c5617
}

.art-label {
    font-size: .65rem;
    letter-spacing: .13em;
    font-weight: 800;
    color: #687f90
}

.art-chart {
    height: 130px;
    display: flex;
    align-items: end;
    gap: 10px;
    border-bottom: 1px solid var(--line);
    padding-top: 18px
}

.art-chart span {
    flex: 1;
    background: linear-gradient(#32b9ce, #0b6099);
    border-radius: 5px 5px 0 0
}

.art-panel .d-flex {
    font-size: .83rem;
    font-weight: 700
}

.art-panel .d-flex i {
    color: var(--blue)
}

.art-caption {
    position: absolute;
    bottom: 35px;
    right: 25px;
    background: #fff;
    color: var(--navy);
    padding: 12px 16px;
    border-radius: 8px;
    font-size: .78rem;
    font-weight: 750;
    box-shadow: 0 8px 20px #001b3420
}

.body-copy {
    font-size: 1.02rem;
    line-height: 1.8;
    color: var(--muted);
    margin: 20px 0
}

.check-list {
    padding: 0;
    list-style: none;
    margin: 25px 0
}

.check-list li {
    display: flex;
    gap: 13px;
    margin: 18px 0
}

.check-list>li>i {
    color: #1684a7;
    font-size: 1.2rem;
    margin-top: 2px
}

.check-list strong,
.check-list small {
    display: block
}

.check-list strong {
    font-size: .94rem
}

.check-list small {
    font-size: .82rem;
    color: var(--muted);
    margin-top: 4px
}

.products-section {
    background: white
}

.text-link {
    color: var(--blue);
    font-weight: 750;
    text-decoration: none;
    font-size: .9rem
}

.product-card {
    border: 1px solid var(--line);
    border-radius: 14px;
    overflow: hidden;
    height: 100%;
    transition: .25s
}

.product-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 35px #062d5210
}

.product-image {
    height: 220px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden
}

.product-image>span {
    position: absolute;
    top: 20px;
    left: 20px;
    font-size: .64rem;
    letter-spacing: .13em;
    font-weight: 800;
    color: #ffffffd9
}

.image-savings {
    background: linear-gradient(135deg, #0a4a77, #1389a5)
}

.image-savings:after {
    content: "";
    position: absolute;
    width: 250px;
    height: 250px;
    border: 1px solid #ffffff30;
    border-radius: 50%;
    box-shadow: 0 0 0 40px #ffffff0d, 0 0 0 80px #ffffff0d
}

.image-cards {
    background: linear-gradient(135deg, #d9e8ed, #f3f5f5)
}

.image-cards>span {
    color: var(--navy)
}

.image-business {
    background: linear-gradient(135deg, #c5d9e8, #e9f1f4)
}

.image-symbol {
    font-size: 5rem;
    color: #ffffffd9;
    position: relative;
    z-index: 1
}

.image-business .image-symbol {
    color: var(--navy)
}

.bank-card-visual {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    width: 260px;
    height: 155px;
    padding: 20px;
    border-radius: 13px;
    background: linear-gradient(130deg, #073b70, #147fa0);
    color: #fff;
    box-shadow: 0 20px 35px #153e5433;
    transform: rotate(-7deg)
}

.bank-card-visual span,
.bank-card-visual small {
    font-size: .57rem;
    letter-spacing: .12em
}

.bank-card-visual i {
    position: absolute;
    right: 20px;
    top: 20px;
    font-size: 1.25rem
}

.bank-card-visual b {
    font-size: .88rem;
    letter-spacing: .07em
}

.product-body {
    padding: 24px
}

.product-body h3 {
    font-size: 1.22rem;
    font-weight: 750;
    letter-spacing: -.025em
}

.product-body p {
    font-size: .87rem;
    line-height: 1.7;
    color: var(--muted);
    min-height: 58px
}

.product-body a {
    font-size: .84rem;
    color: var(--blue);
    font-weight: 750;
    text-decoration: none
}

.product-body a i {
    margin-left: 6px
}

.digital-banner {
    background: #fff;
    padding-top: 15px
}

.digital-banner-inner {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 420px;
    border-radius: 20px;
    background: linear-gradient(115deg, #062e55, #075b8b);
    padding: 65px 9%;
    color: white;
    overflow: hidden
}

.digital-banner-inner:before {
    content: "";
    position: absolute;
    right: 10%;
    top: -170px;
    width: 470px;
    height: 470px;
    border: 1px solid #ffffff20;
    border-radius: 50%;
    box-shadow: 0 0 0 60px #ffffff08, 0 0 0 120px #ffffff06
}

.digital-copy {
    position: relative;
    z-index: 2;
    max-width: 540px
}

.digital-copy h2 {
    font-size: clamp(2.2rem, 4vw, 3.5rem);
    font-weight: 750;
    letter-spacing: -.05em;
    margin: 15px 0
}

.digital-copy p {
    max-width: 430px;
    color: #d2e1eb;
    line-height: 1.8;
    margin-bottom: 25px
}

.phone-mockup {
    position: relative;
    z-index: 2;
    width: 220px;
    height: 350px;
    border: 7px solid #152b3e;
    border-radius: 30px;
    background: #fff;
    padding: 14px 12px;
    color: var(--ink);
    box-shadow: 0 25px 45px #001a2d60;
    transform: rotate(5deg);
    margin: 0 20px
}

.phone-speaker {
    position: absolute;
    top: 5px;
    left: 80px;
    width: 50px;
    height: 6px;
    border-radius: 6px;
    background: #152b3e
}

.phone-screen {
    padding-top: 9px
}

.phone-screen .bi-grid {
    color: var(--blue)
}

.phone-avatar {
    width: 24px;
    height: 24px;
    background: #d7edf4;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-size: .7rem;
    font-weight: 800
}

.phone-screen>small {
    display: block;
    font-size: .49rem;
    color: #8092a2;
    margin-top: 17px;
    letter-spacing: .1em
}

.phone-screen h4 {
    font-size: 1rem;
    font-weight: 800;
    margin: 3px 0 12px
}

.mock-balance {
    background: #0b4e7d;
    color: white;
    border-radius: 9px;
    padding: 12px;
    display: flex;
    flex-direction: column
}

.mock-balance span,
.mock-balance small {
    font-size: .55rem;
    color: #d0e2ed
}

.mock-balance b {
    font-size: .95rem;
    margin: 6px 0
}

.mock-actions {
    display: flex;
    justify-content: space-between;
    margin: 14px 0
}

.mock-actions span {
    font-size: .49rem;
    text-align: center;
    color: #5d6f80
}

.mock-actions i {
    display: grid;
    place-items: center;
    margin: 0 auto 5px;
    width: 28px;
    height: 28px;
    border-radius: 8px;
    background: #eaf4fa;
    color: var(--blue);
    font-size: .85rem
}

.mock-transaction {
    display: flex;
    justify-content: space-between;
    font-size: .63rem;
    font-weight: 800
}

.mock-row {
    display: flex;
    align-items: center;
    gap: 7px;
    margin-top: 10px;
    font-size: .58rem
}

.mock-row>i {
    width: 25px;
    height: 25px;
    display: grid;
    place-items: center;
    background: #f0f4f6;
    border-radius: 7px
}

.mock-row span {
    flex: 1
}

.mock-row small {
    display: block;
    font-size: .49rem;
    color: #8997a3
}

.mock-row b {
    font-size: .56rem
}

.insights-section {
    background: var(--pale)
}

.insights-section .section-heading p {
    margin: 0
}

.insight-card {
    position: relative;
    display: block;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 13px;
    padding: 27px;
    color: var(--ink);
    text-decoration: none;
    min-height: 270px;
    transition: .2s
}

.insight-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 30px #092f5010;
    color: var(--ink)
}

.insight-number {
    position: absolute;
    right: 25px;
    top: 20px;
    font-family: Georgia, serif;
    color: #d4e1e9;
    font-size: 2.4rem
}

.insight-tag {
    display: inline-block;
    margin: 35px 0 14px;
    color: #a36e20;
    font-size: .64rem;
    letter-spacing: .13em;
    font-weight: 800
}

.insight-card h3 {
    font-size: 1.35rem;
    font-weight: 750;
    max-width: 260px;
    letter-spacing: -.03em
}

.insight-card p {
    font-size: .85rem;
    color: var(--muted);
    line-height: 1.7
}

.insight-link {
    display: inline-block;
    margin-top: 8px;
    color: var(--blue);
    font-size: .82rem;
    font-weight: 750
}

.cta-strip {
    background: #0b5a89;
    color: white;
    padding: 42px 0
}

.cta-strip h2 {
    font-size: clamp(1.6rem, 3vw, 2.4rem);
    margin: 8px 0 0;
    font-weight: 750;
    letter-spacing: -.04em
}

.cta-strip h2 em {
    color: #f1c980
}

.footer {
    background: #052845;
    color: #d3e0ea;
    padding: 65px 0 20px
}

.footer .brand-mark {
    background: #fff;
    color: var(--navy)
}

.footer .brand-text {
    color: white
}

.footer-about {
    max-width: 330px;
    color: #a9bfce;
    font-size: .84rem;
    line-height: 1.8;
    margin: 24px 0
}

.socials {
    display: flex;
    gap: 10px
}

.socials a {
    width: 35px;
    height: 35px;
    border: 1px solid #ffffff30;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: white;
    text-decoration: none
}

.socials a:hover {
    background: #ffffff18
}

.footer h6 {
    font-size: .85rem;
    color: #fff;
    font-weight: 800;
    margin: 8px 0 20px
}

.footer .col-lg-2>a {
    display: block;
    color: #a9bfce;
    text-decoration: none;
    font-size: .81rem;
    margin: 13px 0
}

.footer .col-lg-2>a:hover {
    color: white
}

.footer hr {
    border-color: #ffffff20;
    margin: 40px 0 18px
}

.footer-bottom {
    font-size: .72rem;
    color: #91aabb
}

.back-top {
    position: fixed;
    right: 22px;
    bottom: 22px;
    z-index: 99;
    width: 42px;
    height: 42px;
    border: 0;
    border-radius: 50%;
    background: var(--navy);
    color: #fff;
    box-shadow: 0 8px 25px #062d5230;
    opacity: 0;
    pointer-events: none;
    transition: .2s
}

.back-top.visible {
    opacity: 1;
    pointer-events: auto
}

/* Interior pages */
.page-hero {
    position: relative;
    background: linear-gradient(110deg, #062c52f5, #075b8be8), url('https://images.unsplash.com/photo-1480714378408-67cf0d13bc1b?auto=format&fit=crop&w=1800&q=80') center/cover;
    color: white;
    padding: 82px 0 88px
}

.page-hero h1 {
    font-size: clamp(2.7rem, 5vw, 4.4rem);
    font-weight: 750;
    letter-spacing: -.06em;
    line-height: 1.05;
    margin: 18px 0
}

.page-hero h1 em {
    color: #efc67e
}

.page-hero p {
    max-width: 700px;
    color: #d5e3ed;
    line-height: 1.8;
    font-size: 1.05rem
}

.breadcrumb {
    font-size: .78rem;
    margin-bottom: 28px
}

.breadcrumb-item a {
    color: #c9dce8;
    text-decoration: none
}

.breadcrumb-item.active {
    color: #fff
}

.interior-content {
    padding: 75px 0
}

.content-intro {
    max-width: 780px;
    margin-bottom: 42px
}

.content-intro h2 {
    font-size: 2.3rem;
    font-weight: 750;
    letter-spacing: -.05em
}

.content-intro p {
    color: var(--muted);
    line-height: 1.8
}

.info-tile {
    height: 100%;
    border: 1px solid var(--line);
    border-radius: 14px;
    padding: 28px;
    background: white
}

.info-tile .tile-icon {
    display: grid;
    place-items: center;
    width: 48px;
    height: 48px;
    background: #eaf4fa;
    color: var(--blue);
    border-radius: 12px;
    font-size: 1.4rem;
    margin-bottom: 22px
}

.info-tile h3 {
    font-size: 1.17rem;
    font-weight: 750
}

.info-tile p {
    font-size: .87rem;
    line-height: 1.8;
    color: var(--muted);
    margin-bottom: 0
}

.notice-panel {
    border-left: 4px solid var(--gold);
    background: #fff5e5;
    padding: 18px 20px;
    color: #6c501d;
    font-size: .86rem;
    line-height: 1.7;
    border-radius: 0 8px 8px 0
}

.faq-item {
    border: 1px solid var(--line);
    border-radius: 10px;
    margin: 10px 0;
    overflow: hidden
}

.faq-question {
    display: flex;
    justify-content: space-between;
    gap: 20px;
    padding: 17px 20px;
    font-weight: 750;
    cursor: pointer;
    background: #fff
}

.faq-answer {
    display: none;
    padding: 0 20px 18px;
    color: var(--muted);
    font-size: .88rem;
    line-height: 1.7
}

.faq-item.open .faq-answer {
    display: block
}

.faq-item.open .faq-question i {
    transform: rotate(180deg)
}

.faq-question i {
    transition: .2s
}

@media(max-width:991.98px) {
    .min-vh-hero {
        min-height: 540px;
        padding-top: 65px;
        padding-bottom: 85px
    }

    .hero-card {
        display: none
    }

    .section-pad {
        padding: 70px 0
    }

    .digital-banner-inner {
        padding: 50px 7%
    }

    .phone-mockup {
        margin-right: 0;
        transform: scale(.9) rotate(5deg)
    }
}

@media(max-width:767.98px) {
    .demo-notice {
        font-size: .65rem
    }

    .brand-mark {
        width: 37px;
        height: 37px
    }

    .brand-text {
        font-size: 1rem
    }

    .hero h1 {
        font-size: 3.25rem
    }

    .hero-lead {
        font-size: 1rem
    }

    .min-vh-hero {
        min-height: 0;
        padding-top: 65px;
        padding-bottom: 95px
    }

    .hero-bottom {
        font-size: .68rem
    }

    .section-pad {
        padding: 62px 0
    }

    .quick-card {
        min-height: 190px;
        padding: 18px
    }

    .quick-icon {
        margin-bottom: 18px
    }

    .feature-art {
        min-height: 380px
    }

    .art-panel {
        top: 65px;
        left: 22px
    }

    .art-sun {
        right: -15px;
        top: 25px
    }

    .digital-banner-inner {
        padding: 45px 25px;
        min-height: 0
    }

    .phone-mockup {
        display: none
    }

    .digital-copy h2 {
        font-size: 2.45rem
    }

    .insight-card {
        min-height: 240px
    }

    .footer {
        padding-top: 48px
    }

    .page-hero {
        padding: 55px 0 60px
    }

    .interior-content {
        padding: 55px 0
    }
}